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  • 90 Fenchurch Street
  • London
  • EC3M 4ST
  • England
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Buildoffsite Property Assurance Scheme (BOPAS)

BOPAS has been jointly developed by Buildoffsite, The Royal Institution of Chartered Surveyors (RICS), Lloyd’s Register and BLP Insurance; in consultation with the Council of Mortgage Lenders (CML) and the Building Societies Association (BSA). It provides assurance to the lending community that innovatively constructed properties, against which they may be lending, will be sufficiently durable as to be readily saleable for a minimum of 60 years.
Although there are other lenders involved in the process the following have all made a significant contribution to developing the methodology:
Lloyds TSB Group (including HBOS)

Lenders take into account the views of other professionals as part of their decision as to whether to lend on properties which are built with modern, innovative methods. BOPAS, which was developed with lender input, can assist lenders by providing assurance to lenders and other professionals, about non-traditionally constructed properties which lenders may be asked to lend on.
Paul Smee, Director General – Council of Mortgage Lenders

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